Mortgages Explained

Bank Statment Loans, 1099 loans, dscr, and more

Explained simply so you can qualify without jumping through traditional hoops

Latest blogs from Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Step-by-Step Home Loan Application Process | Call The Mortgage Guy

Call The Mortgage Guy
Published on: 03/06/2026

Learn the complete home loan application process from preparing your finances and getting pre-qualified to underwriting and closing. A simple guide for homebuyers.

essential-tips-first-time-homebuyersNon-QM Loans
Understanding QM in the Mortgage World

Understanding QM in the Mortgage World

Call The Mortgage Guy
Published on: 19/05/2026

Learn how the Ability-to-Repay rule works, and how QM vs Non-QM loans work

Mortgage Education
Finding the Right Non-QM Loan for Your Financial Situation

Finding the Right Non-QM Loan for Your Financial Situation

Call The Mortgage Guy
Published on: 06/05/2026

Explore non-QM loan options including bank statement, DSCR, 1099, and asset-based loans. Find the ri

Non-QM Loans
What to Look for When Selecting a Non-QM Lender

What to Look for When Selecting a Non-QM Lender

Dan Deppen
Published on: 29/04/2026

How to choose the right Non-QM lender by comparing loan options, underwriting flexibility, & price

Non-QM Loans
How a Bank Statement Loan Actually Works

How a Bank Statement Loan Actually Works

Call The Mortgage Guy
Published on: 01/04/2026

Learn how bank statement loans work

Bank Statement Loans
Buying a Home with 1099 Income: What You Need to Know

Buying a Home with 1099 Income: What You Need to Know

Dan Deppen
Published on: 25/03/2026

Learn how to qualify for a mortgage with 1099 income, including requirements, tips, and more

Non-QM Loans1099 Loans